A payday advance is an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. When approved, a loan is electronically deposited to your checking or savings account.

If you need to cover unexpected expenses, such as a car payment, bill payment, utility payment, car repair, emergency household repair, groceries, or any other short-term financial emergency, a Payday Loan may be exactly what you need. Chances are, if you need money for any consumer purchase, debt or bill payoff, you may need a payday loan.

You can take up to $1,500. Your actual amount will be determined after the application process and is based on your ability to repay the short term loan with your next paycheck.

The fees can change daily and vary depending on your State of residence. However, the fees that you will pay will be quoted accurately and will appear clearly on your agreement with a lender. Normally, the fees are anywhere from $9 per $100 borrowed to $30 per $100 borrowed. Paydaytoday.org is committed to finding you the loan that fits your needs and budget.

Terms on Payday Loans vary. The normal term is 14 days. However, you can extend the loan if needed.

Qualifying for a payday loan is easier than qualifying for traditional credit. As long as you have monthly income you will normally be approved. You simply need to meet the following requirements:

• Currently have a job (or receive regular income)
• Make at least $1000 per month
• Are a citizen of the US
• Are 18 years of age or older
• Have an active checking account
• Not active in the military

Customers typically receive approval within a few hours. Then, the money is deposited directly to your checking or savings account. You can usually access your funds the next day, depending on your financial institution.

Usually, we don’t check your credit status. As long as you meet the requirements listed above we can work with you.

Not a problem. Usually, we don’t check your credit status as long as you meet the requirements listed above.

Still not a problem! Many customers typically have sub prime credit when signing up for an online cash advance but usually, we don’t check your credit.

Your job and paycheck or your other monthly income are your collateral.

Paydaytoday.org does not charge an application fee and you are under no obligation until you agree to the terms of our no credit check loan.

Absolutely. We use Secure Socket Layer (SSL) encryption technology which is the same technology used by online banks. Your personal information is always protected. Please see our Privacy Policy for more information.

Paydaytoday.org is here whenever you need a quick cash advance. You can use our service whenever you have unexpected bills and to avoid late fees or penalties. You should treat a cash advance as a short-term solution however. Payday loans are not intended for repeated use in supporting an on-going budget situation from payday to payday. Repeated use or reliance on payday loans can create financial difficulties.

If you need help with credit, budgeting or debt management, please contact the National Foundation for Credit Counseling at 1-800-388-2227.